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The game
of Baccarat (pronounced ba-ka-ra) is derived
from Chemin De Fer or Baccarat en Banque,
one of Europe's oldest and most popular
card games. It is a high-limit game from
which casinos developed a game for lower-limit
players called mini-baccarat. This
is the game we feature at Casino-Online888.com.
Baccarat is a very simple game to play.
The dealer handles the draw of cards according
to specific rules and, as in Roulette
or Craps, the player has no decisions
to make during the game. The only two
decisions a bettor must make, before each
hand is dealt, are selection of the position
he or she believes will win the next hand,
and determining the amount of the wager.
The House banks all bets, and collects
or makes payouts on each hand that is
dealt. However, it is a good idea to be
familiar with the rules, as it will heighten
the enjoyment of the game, and the anticipation
of the turn of a card. Overall, Baccarat
is one of the best games in the Casino
for the bettor.
Objective
To wager on the hand that will finish
with a point total of 9, or as close to
it as possible.
Betting Options
There are three options a player may wager
on: Player hand, Banker hand or Tie bet.
Card Values
Aces count as one.
2 through 9 count at face value.
10s and Pictures count as zero.
For example:
| 9+7=16 |
Hand
counts 6 |
| 5+5+5=15 |
Hand
counts 5 |
| 10+9=19 |
Hand
is a "Natural" 9 |
| King+Ace+5=16 |
Hand
counts 6 |
The Game
Baccarat is played with six decks of cards
that are re-shuffled after each hand.
The cards are dealt from a shoe, similar
to Blackjack. You can bet on either the
Player's side, the Bank side, or on a
Tie. Four cards are dealt, the first and
third to the Player's hand, the second
and fourth to the Banker's hand.
The point total of both hands is presented
below. If either hand totals 8 or 9, each
of these numbers is called a "Natural",
then no additional cards are dealt. The
winning hand is the one with a point total
closest to 9. When both hands have equal
totals, a "Tie" is declared.
Depending on the points accumulated by
each hand after the initial draw, the
Dealer may need to deal a third card.
It is drawn face up, first to the Player's
hand and then, if necessary, to the Banker's
hand. No more than one additional card
per hand may be dealt. The drawing of
the third card is governed by the following
fixed rules.
Third Card Rules
Player Hand
| Player
Two Card Total |
Player
Action |
| 1-2-3-4-5-0 |
Draws
if Bank does not hold a "Natural"
8 or 9 |
| 6-7-8-9 |
Stands |
Banker Hand
Banker's Third Card Rule may depend on
the third card drawn for the Player.
| Banker
2 Card Total |
Banker
Action |
| 0-1-2 |
Must
draw if Player does not hold a "Natural"
8 or 9 |
| 7-8-9 |
Must
Stand |
When Banker hand Totals 3-6:
| |
Draws
when Player's Third Card is: |
Stands
when Player's Third Card is: |
| 3 |
1-2-3-4-5-6-7-9-0 |
8 |
| 4 |
2-3-4-5-6-7 |
1-8-9-0 |
| 5 |
4-5-6-7 |
1-2-3-8-9-0 |
| 6
(Stands if Player does not draw
a third card) |
6-7 |
1-2-3-4-5-8-9-0 |
How to Play
- Your Chips are stacked, by denomination,
in the right corner of the screen.
To place a bet simply drag and drop
the chips on the Player, Banker or
Tie spots above your name. You may
cancel your bet by dragging and dropping
it back to your stack or by pressing
the right-hand mouse button while
pointing the cursor at the bet you
wish to cancel. You may also change
the hand you wagered on by dragging
and dropping the chips from one spot
to another. For example, by pressing
your left-hand mouse button while
pointing the cursor on your chips,
you may drag and drop them from the
Player spot to the Banker spot.
- After placing any chip on the table,
you may increase the wager by clicking
on the chip you want to add.
- Start the round by pressing "Continue".
The Player and Banker are dealt 2
cards each. The third card is dealt
automatically according to the "Third
Card Rules" (see above).
- The value of the Banker and Player
hands is displayed on screen just
below the cards dealt at the end of
the round, for your convenience.
- Dealer collects losing bets.
- Your winnings are placed momentarily
next to your original bet, and
then added to your stack of chips.
- Your Bankroll counter is adjusted
automatically.
Payout
- Player's winning hand wagers are
paid 1 to 1.
Example: if you bet $5 on the Player
hand, and the Player hand was closer
to 9 than the Banker hand, you will
get your $5 bet back, plus another
$5.
- Banker's winning hand wagers are
paid 1 to 1. The House charges a 5%
commission (vigorish) on all winning
Bank wagers. The commission is deducted
immediately upon payment of the winnings.
Example: if you bet $5 on the Banker
hand, and the Banker hand was closer
to 9 than the Player hand, you will
get your $5 bet back, plus another
$4.75 ($5 minus $0.25).
- Tie bet winning wagers are paid
8 to 1.
Example: if you bet $5 on the Tie
hand, and Banker and Player have the
same hand count, you will get your
$5 bet back, plus another $40.
Table limits
Minimum bet: $1.
Maximum bet: $250.
The betting limits may change according
to Casino Policy.
Some differences between the rules
at land casinos and Casino-Online888.com
Land
Casinos
(varies based on the House Rules) |
Casino-Online888.com |
| You
may bet on Banker and Player at
the same time. |
You
may bet only on one position at
a time. |
| Played
usually with 6 or 8 decks of cards. |
Played
with 6 decks of cards. |
| The
5% commission may be paid either
by the end of each shoe or when
the player quits playing, whichever
comes first. |
5%
commission is deducted immediately
upon payout. |
| Baccarat
may have up to 15 player spots,
while mini-baccarat has 7. |
Mini-baccarat
has 5 player spots. |
| Dealer
may deal the cards face down and
allow the player to turn them. |
All
cards are dealt face up. |
| When
Tie occurs the bettor may alter
the wager made on Player or Banker
or let it ride on the next hand. |
When
the Tie occurs the wager made on
Player or Banker is returned to
your Bankroll. |
| In
Baccarat the shoe may be passed
around and each player will have
a chance to deal. |
Dealer
deals all cards. |
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